Not forwards or backwards, stepped sideways.


So I took out a loan against my retirement last week to pay several bills that we were behind, and indulge myself a little bit.  I was tired of seeing city utility trucks and wondering if it were my water getting shut off, power trucks for my power, wondering if my car was getting repo’d.  I was only 2 months behind, but when a power bill gets big, and the late charges have to get paid, it all cascades and everything comes crashing down.  So now everything is current, some things are a month ahead, it costs me less to loan myself my own money per month than it did to pay late charges and we got both cars back on the road, which was a huge issue.

So while taking out a loan on what retirement savings I had at the age of 30 is not ideal, it will be paid back and the relief I feel right now was inconceivable 2 weeks ago.

Advertisements

One response to “Not forwards or backwards, stepped sideways.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s